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Applying for an Alternative Loan

  • Select an alternative loan lender.
  • Submit an online application (your lender will notify you when your application has been approved or denied) at least 6 weeks before payment is due, but not before June 1st.
  • If your application is approved, complete the promissory note with your lender.
  • The KSC Financial Aid Office will then:
    • Verify borrower eligibility when we receive the application from your lender
    • Certify the application if the student/borrower is deemed eligible and forward it to the lender (allow 7-10 business days)
  • The lender will guarantee the loan; they will send a disclosure statement identifying the disbursement amounts per semester to you and confirmation of the guarantee to us.
  • Our office will mail the student an award notification listing the alternative loan.
  • Disbursement amounts may be deducted from the semester’s charges after the loan has been guaranteed.

If you have questions regarding your financial aid award or outstanding requirements please contact the financial aid office directly at 603-358-2280